How to apply for a BPI credit card

I want to share my story about credit card application. At first, I thought applying a credit card is difficult but it changed when I got approved with my first BPI Blue MasterCard. What I did was, I filled out an application form online and provided them with the complete requirements to process my application. It took more than 2 weeks before I got the result of my application and luckily I got APPROVED!
 
There's no guarantee that you'll be approved though. The decision will be based on the requirements that you will submit kasi doon talaga sila magbabase since this will be your first credit card application. Just think positive that you'll get one.  J J J

After I got this card, I decided to apply for a card that I can use for online transactions kasi nowadays, madali na manakaw ang information mo without you knowing it. Sabi kasi sa online ad ng bank, it is more secured to use this card especially online. It has a feature that can protect you from online theft, etc... So, I got this BPI Express Credit. The thing is the limit on this card will be coming from your primary card credit limit. It was stated on the TnC that I received from them, it is the 20% of your cc limit that is allocated on the card. Ok na din kaysa wala.

So there you have it! Ganyan lang kadali mag apply online. Pwede din naman kayo mag apply directly sa bank at sa mga stall nila sa mga malls but for busy people like me, I would recommend to apply online. Sa mga takot ma decline yung application nila, you can apply for a secured credit card sa mismong branch.

Here's how to do it.

*Go to your prefered branch and tell them that you want to apply for a SECURED CC.

* The next thing you need to do is to open an account, minimum of  P10,000, pero depende pa din sa gusto mong amount na ideposit. Also, if you want to use your existing savings account with BPI that is fine as well.

* The credit limit will be based sa amount ng idedeposit mo. The bigger amount, the higher credit limit you will have. ( 80% of the total amount that you have deposited will be your expected limit on the card)

What I like about this is you dont need to submit a lot of documents. Just a valid ID will do. Then before I forgot, yung pera na dineposit will be put on hold for a year. Yun lang ang catch dun. Kaya siya tinawag na secured credit card. Pero para sa akin I'll rate this 4 stars kasi through this, you'll be able to build your credit score.

Included the links for you to be able to easily access the BPI site. Just follow the instruction online and rest assured you'll be fine.


Complete your BPI card application in 3 easy steps.


http://www.bpicards.com/Docs


Click on the pic to enlarge.

https://info.bpiexpressonline.com/bpiprod/eolappli.nsf/CreditCardApplicationForm?OpenForm#




A sample form that I got from their website.


Click on the pic to enlarge.

Good luck! I hope you'll get one. J J J

Friends = FOOD : A friend of mine from HK is coming home tonight.

I received a short notice from my friend, Ramil, who happens to work in Hong Kong that he will be coming home tonight. You might be interested to know where I meet this guy. Well, he's a former colleague of mine. We used to work at BBVI but unfortunately, I resigned due to personal reasons while he pursue his employment with them. Now, he is one of the peepz who manage the BBVI branch there in HK. 

To cut it short, we're very good friends. Hahaha. I prepared some stuffs for him. You can check it out on the picture below. Kakapagod lang talaga magluto but anyway I enjoy it naman.

Ginisang Ampalaya

Bagnet Vigan

Buttered Shrimp

I will fetch him at NAIA terminal 2 around 11:30 pm. I'm excited to see him again after a long time. Well, I guess I need to clean up all the mess here in my apartment. See you!!!

Ayun nakarating ako sa airport kagabi around 11:20pm. I've waited for him up until 12:45 am. And Finally, CHARAN... Sya si Ramil from HK. Ang dame nya alam ayaw nya magpapicture ng solo, gusto nya magselfie daw. hahaha. Super saya lang talaga at nagkita kame ulet. Pero super kulangot na naman mukha ko. LOL #haggardoversoso

 

Pag uwi sa apartment syempre inayos ko ang pagkain sa mesa. hahaha. Natawa sya kasi bakit daw may wine pa. Sabi ko nakasanayan ko na uminom ng wine bago kumain. hehehe. Check it out. You'll be the judge.

My First Philippine Passport

I was 22 years old when I got my 1st passport.  Noong una parang wala lang, sa isip ko dagdag ID din to. hehehe . Pero I realize na why not TRAVEL? Madali lang naman mag travel pero ang tanong saan ako kukuha ng PERA? Doon na ko nagising na pangarap lang pala sa akin iyon at hindi ko magagawa (sigh). Dumaan ang mga taon wala padin tatak passport ko.
 

It was November of 2012 when I decided to book a flight going to SINGAPORE.  Maybe you are wondering where did I get the money to have it booked.  Way back then I remember I got my pay on my Job that was approximately P10,000.


Due to my longing to travel, I check online at www.airphilexpress.com (unfortunately, this airline company is no longer operating now) and a promo fare got my attention. A roundtrip ticket (MNL-SG / SG-MNL) for only P6500( excluding travel tax P1620 and terminal fee P550)


I was about to finalize the booking however the site ask to provide credit card information. I was in shock because I don't have a credit card. I thought it will end that way but the good thing is that they have an option to pay the amount to an affiliated Money Padala Center (M-Lhuillier). I rushed to ML to pay and called the Hotline of the airline company to confirm my booking.



SUCCESSFUL! I was able to do it right. At that time a lot of things popping on my mind. Like how it feels to travel alone? Will I be offloaded? Where will I go once I arrive in SG?  Considering the cost of living in SG is pretty expensive, I still wanted to see and visit their country.  I made a lot of research online about it and I came up with my itinerary.
...

Introduction

My Life| My Story | My Journey

Hello! 

I am Gi, 28 years surviving and kicking.

Today is the 8th of May 2016, I finally decided to do something new, something that is far beyond my imagination. 

"Blogging," it may be easy for others, but for me it's a challenge.

Why did I say so? Simply because I am not really into it (I'm not good with computers). I know for sure that this will consume much of my time. But, I guess this is the right time to tell the world that LIFE is indeed beautiful and worth sharing. This is to inspire others to live their lives to the fullest. 

I believe that we are created unique. Having different outlook or perspective in life is one common thing. I always wanted to help others by showing them how to strive hard and how to surpass all the challenges that come along the way. I remain strong and firm in every decision that I make. I don't let anyone define me as a person. Only my actions, decisions, choices and behaviors can describe who I am, as a person.